Cherry Loans processes hundreds of loan application each day for people just like you

87% of our Applications Get Approved Each Day

Get a loan between R100 and R200,000

You'll be surprised at how easy it is to get approved!

Bad credit history - no problem
Decision in minutes
Secure and confidential
Flexible repayments
100% free to apply, with easy approval
Access over 6+ lenders with one application
Use money for any purpose
Same day cash
Choose your Loan
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Payday Loan

R100 - R8,000

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Personal Loan

R8,001 - R20,000

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Long Term Loan

R20,001 - R200,000

Representative Example of a loan: For the purpose of providing an example of the rates and terms, if you borrow R15,000 over 15 months at a fixed rate of 28% per annum, with an admin fee of R68,40 per month as well as an initiation fee of R1,197 the charges would amount to a representative rate of 68% APR (fixed). The total amount repayable would be R22,717

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Please note: we are NOT a lender – we're an online loan broker that works with various licenced direct lenders in South Africa to find you a loan that is best suited to your requirements. Our FREE loan searching service compares over 6 different lenders within seconds, and finds you a lender that may be interested to lend to you today. Some lenders or brokers that we use may charge you an admin fee to process your application.

Lenders rates may range from 20% APR to 112% APR - we provide a no obligation online loan searching service. Your APR will be based on your personal circumstances. Loan repayment terms range from 3 to 60 months.

If for any reason you choose to cancel your loan, please refer to the loan agreement sent to you by your lender. Cancellation policies may vary.

Cherry Loans processes hundreds of loan application each day for people just like you

When you apply with us, your application will instantly be seen by over 6 lenders. This means that you will be effortlessly comparing multiple lenders in the market when you submit just one application. Your chances of approval will be much higher and you will likely be able to find a better deal suited to your requirements.

4 steps to get your loan approved

Safe & Secure Application Process

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Apply Online

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Lenders make instant decision

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Accept your loan offer

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Get your cash

*Some lenders processess may differ

Reasons why you should apply for a loan with us now

8 out of 10 people get approved with us

Blacklisted applicants welcome

Cash can be used for any purpose

Apply in under 5 mins and get cash today

Important Information

Important things to remember when taking out a loan:

Do not borrow money if you know you struggle to repay it.

If you cannot make a payment on the due date, contact your lender immediately.

If you default on your payments, you may be charged a collection fee (amount varies between each lender), plus interest on the balance outstanding at the insterest rate payable under the agreement.

Payday and short-term loan renewal policy

If your payment history with your lender is in good order, it is possible that they may be willing to renew your loan. The lenders on our panel generally charge the same, or better rates for laons if you have successfully repaid a loan to them in the past.

As part of this process the lender would have to check that you can afford to continue to repay a new loan offer, you should take full consideration of all the costs as well as your situation at that time.

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National Council Regulation - Cherry Loans